Insights Insurance & Reinsurance

Technological advancements, known as FinTech and InsurTech, have transformed the financial and insurance industries, offering increased efficiency, reduced costs, and improved customer experiences. Key technologies driving this disruption include AI, IoT, and blockchain. InsurTech has attracted significant investments and enables personalized services and enhanced data analysis. Digital technologies have revolutionized sales, distribution, and customer relationship management, leading to improved efficiency and customer satisfaction. However, challenges such as data privacy, cybersecurity, and ethical concerns must be addressed. Insurers must embrace digitalization to stay competitive and adapt to changing customer expectations.

Cyber insurance is a type of insurance policy that provides coverage for losses resulting from cyber attacks, data breaches and other related incidents. This insurance protects organizations and individuals from financial losses incurred due to damage to or theft of sensitive information, including personal data, financial information and intellectual property.

Bilimsel bir teori olarak başlayıp çevre politikalarının ve uluslararası müzakerelerin konusu haline gelen iklim değişikliği, Dünya'nın ikliminde meydana gelen uzun vadeli değişiklikleri ifade etmektedir.

Climate change, that started as a scientific theory and became the the subject of environmental policy and international negotiation refers to the long-term changes in the Earth's climate. Climate change poses some major economic risks due to changing weather patterns, extreme weather events, and rising sea levels. According to the Intergovernmental Panel on Climate Change (IPCC), in addition to mitigation efforts, taking steps to adapt to the effects of climate change is also necessary and can greatly reduce negative impacts.